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    Home | Transition Process | Employment | Foreclosure | Your Finances | Stress | Contact Us | miamidade.gov
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    Examples of Predatory Lending Practices Fraud
    • Forged loan documents
    • Hidden terms
    • Incomplete disclosures

      Bait & Switch
    • Qualified borrowers steered away from affordable loans

      Balloon loan refinanced with excessive fees
    • Low monthly payments with large final payment

      Required credit insurance
    • Credit life insurance
    • Credit disability insurance
    • Unemployment insurance

      Prepayment insurance
    • Penalties for paying off a loan ahead of time to keep loan continued as long as possible

      Flipping
    • Repeated refinancing of loan balance into a new loan, sometimes without knowledge of the borrower

      Inflated appraisal values of your home.

      High interest rates and excessive fees.
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    Saving Your Home
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