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Home improvement contractors offering to arrange financing
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Lenders offering loans to rescue a homeowner from foreclosure
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Lenders referring rejected loans to subprime lenders that may be their affiliates
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Misinterpretations and conflicting information (verbal and written)
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Telephone solicitations, door to door solicitations, direct mail fliers, the internet and TV commercials offering “slow credit, no credit, no problem” loan programs.
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Repeated offers to refinance
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Loans that require balloon payments
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High-pressure tactics to get you to sign the loan before reading and understanding the fine print.
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Request for signatures on incomplete or blank loan documents.
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Failure to provide a “Good Faith Estimate”
