|Miami-Dade County Programs|
|County-sponsored Community Seminars on Foreclosure Prevention||Various County Departments||Check back for the next County-sponsored seminar on foreclosure prevention and resources presented periodically at various locations throughout the County.|
|Emergency Housing Assistance||Human Services||Miami-Dade County's Department of Human Services provides placement for homeless families for up to four (4) months. Eligibility is assessed at one of the Neighborhood Service Centers|
|Low-Income Home Energy Assistance Program (LIHEAP)||Community Action Agency||Provides assistance to low-income individuals and families who are experiencing difficulty in paying for utilities such as electricity and gas. This assistance is provided in the form of a credit on an existing utility bill. The program is funded through the Florida Department of Community Affairs Division of Housing and Community Development. LIHEAP provides assistance in three categories: Home Energy, Crisis Energy Assistance, and Weather-related Crisis.|
|Homeless Trust and the Community Partnership for the Homeless||The Homeless Trust provides referrals to homeless persons for housing and/or services. The Community Partnership for the Homeless is the non-for-profit 501(c)(3) approved agency that is the private sector partner of the Miami-Dade County Homeless Trust. CPH operates the two Homeless Assistance Centers currently operational which serve as the intake centers for the continuum of care.|
|Servicing of Homeownership Loans funded through Surtax and SHIP||Loan servicing staff works with low-income borrowers who received a second mortgage through the Documentary Stamp Surtax and State Housing Initiative Partnership programs that are delinquent and at risk of default to restructure the loan or enter into a temporary deferral. Staff also assists homeowner in addressing escrow shortages and unexpected special assessments by providing the needed funds upfront and adding the amount to outstanding loan balance.|
|Homeownership Assistance Program||Economic Advocacy Trust||Address the need of low/moderate income families in Miami-Dade County by providing down payment and closing costs assistance to purchase their first home.|
|Home Buyers Club||Housing Finance Authority||Provides education and home ownership counseling, including foreclosure-prevention counseling|
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