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    Quick Tips on Foreclosure

    If you are having trouble keeping up with your mortgage payments:

    • Don’t ignore the problem.
    • Contact your lender as soon as you realize you have a problem. Be honest: lenders do not want your house. They may have options to help borrowers get through difficult times. Open and respond to all mail received from your lender.
    • Understand your options. Information can be found on the following web pages:
    • Get outside advice. Find a HUD-approved housing counselor in your area by calling 1-800-569-4287 or on the internet at the HUD website or contact the Homeownership Preservation Foundation Hotline at 1-888-995-HOPE for a personal consultation.
    • Be cautious with foreclosure prevention companies. Your lender or a HUD-approved housing counselor will help you for free if you contact them. 
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    Resources
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    1-888-995-HOPE
    Telephone
    Call the national non-profit hotline for help with foreclosure.

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