Foreclosure Assistance

Making Home Affordable is first step to homeowner help

If you are at risk for losing your home to foreclosure, visit the Making Home Affordable site first and take the assessment test to find out what resources are right for your particular circumstance.

CHAMP Program offers mandatory mediation help for foreclosures

Persuant to Administrative Order 09-08, all residential foreclosure actions involving homestead properties filed on or after May 1, 2009 are required to participate in the 11th Circuit Homestead Access to Mediation Program (CHAMP) in collaboration with the Collins Center for Public Policy, Inc, prior to hearing and summary judgement of the case. The program provides a mandated opportunity for homeowners and lenders to participate in a mediation effort to modify the terms of the note and mortgage and/or otherwise settle the case prior to further legal proceedings.

• Administrative Order 
• article about the program 

Florida Attorneys Saving Homes help homeowners avoid foreclosure

The Florida Attorneys Saving Homes Foreclosure Prevention Project was established to provide Florida homeowners who are facing or fear foreclosure pro bono legal assistance from Florida attorneys in helping them save thier home. By calling 1-800-242-8011 or filling out this online intake form, homeowners can access the services of attorneys in their area who can help them save their home.

• information on Legal Services of Greater Miami

Avoid foreclosure rescue scams

Don't let others prey on your fear of losing your home.  If you're having trouble making mortgage payments, contact your loan servicer to discuss your options as soon as possible.  Learn about your rights and how to avoid becoming a victim of fraud.

• video in English
• video en Español
• Foreclosure Rescue & Modification Guide 
• Federal Trade Commission information