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    Homeowner Assistance

    If you are having trouble making your mortgage payments due to financial hardships, get the help you need to save your home. A number of programs, regulations and resources are available for you to face the problem early on and a solution that best fits your situation.

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    Making Home Affordable is first step to homeowner help

    If you are at risk for losing your home to foreclosure, visit the Making Home Affordable site first and take the assessment test to find out what resources are right for your particular circumstance.

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    CHAMP Program offers mandatory mediation help for foreclosures

    Persuant to Administrative Order 09-08, all residential foreclosure actions involving homestead properties filed on or after May 1, 2009 are required to participate in the 11th Circuit Homestead Access to Mediation Program (CHAMP) in collaboration with the Collins Center for Public Policy, Inc, prior to hearing and summary judgement of the case. The program provides a mandated opportunity for homeowners and lenders to participate in a mediation effort to modify the terms of the note and mortgage and/or otherwise settle the case prior to further legal proceedings.

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    Arrow View the Administrative Order  Adobe Acrobat Logo
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    Arrow View the article about the program  Adobe Acrobat Logo
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    Florida Attorneys Saving Homes help homeowners avoid foreclosure

    The Florida Attorneys Saving Homes Foreclosure Prevention Project was established to provide Florida homeowners who are facing or fear foreclosure pro bono legal assistance from Florida attorneys in helping them save thier home. By calling 1-800-242-8011 or filling out this online intake form, homeowners can access the services of attorneys in their area who can help them save their home.

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    Arrow View the information on Legal Services of Greater Miami
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    Avoid foreclosure rescue scams

    Don't let others prey on your fear of losing your home.  If you're having trouble making mortgage payments, contact your loan servicer to discuss your options as soon as possible.  Learn about your rights and how to avoid becoming a victim of fraud.

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    Arrow View the video in English
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    Arrow View the video en Español
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    Arrow View the Foreclosure Rescue & Modification Guide  Adobe Acrobat Logo
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    Arrow View the Federal Trade Commission information
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    If you cannot view PDF Get Acrobat! files, you can download Acrobat Reader  for free from Adobe Systems, Inc. In order to use PDF files, you must have Acrobat installed on your computer.
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    Resources
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    1-888-995-HOPE
    Telephone
    Call the national non-profit hotline for help with foreclosure.

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    Housing Central - Opening Doors to Housing
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