Homeowner Assistance

If you are having trouble making your mortgage payments due to financial hardships, get the help you need to save your home. A number of programs, regulations and resources are available for you to face the problem early on and a solution that best fits your situation.

If you are at risk for losing your home to foreclosure, visit the Making Home Affordable site first and take the assessment test to find out what resources are right for your particular circumstance.

Persuant to Administrative Order 09-08, all residential foreclosure actions involving homestead properties filed on or after May 1, 2009 are required to participate in the 11th Circuit Homestead Access to Mediation Program (CHAMP) in collaboration with the Collins Center for Public Policy, Inc, prior to hearing and summary judgement of the case. The program provides a mandated opportunity for homeowners and lenders to participate in a mediation effort to modify the terms of the note and mortgage and/or otherwise settle the case prior to further legal proceedings.

The Florida Attorneys Saving Homes Foreclosure Prevention Project was established to provide Florida homeowners who are facing or fear foreclosure pro bono legal assistance from Florida attorneys in helping them save thier home. By calling 1-800-242-8011 or filling out this online intake form, homeowners can access the services of attorneys in their area who can help them save their home.

Don't let others prey on your fear of losing your home.  If you're having trouble making mortgage payments, contact your loan servicer to discuss your options as soon as possible.  Learn about your rights and how to avoid becoming a victim of fraud.