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    County Programs

    Assisting Residents Facing Foreclosure, Unemployment or Financial Distress

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    Miami-Dade County Programs   |   Other Organizations   |   State Programs  |   National Programs

    Miami-Dade County Programs
    Program Name Department Description
    Mortgage Fraud Task Force Office of the Mayor Created to reduce mortgage fraud and prevent victimization of individuals and businesses through effective education, legislation, regulation, law enforcement and prosecution.
    County-sponsored Community Seminars on Foreclosure Prevention Various County Departments Check back for the next County-sponsored seminar on foreclosure prevention and resources presented periodically at various locations throughout the County.
    Emergency Housing Assistance Human Services Miami-Dade County's Department of Human Services provides placement for homeless families for up to four (4) months. Eligibility is assessed at one of the Neighborhood Service Centers
    Utility Assistance Human Services Miami-Dade County's Department of Human Services provides one month of utility assistance through the Florida Power and Light (FPL) Care to Share Program. Qualified residents can receive up to $250 relief on their FPL electric bill. To qualify families must demonstrate an emergency financial situation resulting in loss of income. Program is limited to funding availability. 
    Relocation Assistance Human Services Miami-Dade County's Department of Human Services provides one (1) time rental assistance to citizens that have been given a legal eviction notice or mortgage foreclosure. Eligibility is assessed at one of the Neighborhood Service Centers and all documents must be provided.
    Low-Income Home Energy Assistance Program (LIHEAP) Community Action Agency Provides assistance to low-income individuals and families who are experiencing difficulty in paying for utilities such as electricity and gas. This assistance is provided in the form of a credit on an existing utility bill. The program is funded through the Florida Department of Community Affairs Division of Housing and Community Development. LIHEAP provides assistance in three categories: Home Energy, Crisis Energy Assistance, and Weather-related Crisis.
    Homeless Helpline
    (305) 375-CARE
    Toll Free
    1-877-994-HELP (4357).
    Homeless Trust and the Community Partnership for the Homeless The Homeless Trust provides referrals to homeless persons for housing and/or services. The Community Partnership for the Homeless is the non-for-profit 501(c)(3) approved agency that is the private sector partner of the Miami-Dade County Homeless Trust. CPH operates the two Homeless Assistance Centers currently operational which serve as the intake centers for the continuum of care.
    Servicing of Homeownership Loans funded through Surtax and SHIP Loan servicing staff works with low-income borrowers who received a second mortgage through the Documentary Stamp Surtax and State Housing Initiative Partnership programs that are delinquent and at risk of default to restructure the loan or enter into a temporary deferral. Staff also assists homeowner in addressing escrow shortages and unexpected special assessments by providing the needed funds upfront and adding the amount to outstanding loan balance.
    Homeownership Assistance Program Metro Miami Action Plan  (MMAP) Address the need of low/moderate income families in Miami-Dade County by providing down payment and closing costs assistance to purchase their first home.
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