Before buying a house, visit the Fannie Mae website in order to find educational materials and guides that help people attain home ownership and access additional resources.

U.S. Housing and Urban Development (HUD) provides information, services and programs for homebuyers.

• U.S. Housing and Urban Development, Buying a Home
• U.S. Housing and Urban Development, Single Family Housing Programs
• U.S. Housing and Urban Development, Homeownership Assistance in Florida  

Miami-Dade County's new housing website, Housing Central, serves as a one-stop portal of housing information related to renting, home buying, and housing provider services. Information regarding the County's housing programs across departments can be found here.

Miami-Dade County manages several programs and services for homebuyers.

• Miami-Dade County Housing Finance Authority
• Miami-Dade County Public Housing Agency
• Miami-Dade County Metro-Miami Action Plan Trust

City of Miami managers their own First-Time Homebuyer Program.

Florida Housing Coalition and the Florida Housing Finance Corporation provides free technical training to apply for housing grants and has an Affordable Housing Guarantee Program, Homeownership Loan Program, Pre-Development Loan Program, and more.                                       

• Florida Housing Finance Corporation
• Florida Housing Finance Corporation, Down-payment Assistance
• Florida Housing Coalition, Workshop Series
  

Some local foundations provide funding for community development, building and equipment, and social services grants, but these are usually directed toward non-profit organizations.

• Dade Community Foundation
• John S. and James L. Knight Foundation

The following is a general website that often posts a variety of grants for homeownership if you qualify as a minority potential homeowner.

• Grants for Minorities, Michigan State University Libraries
  

The American Association of Homes and Services for the Aging sometimes has housing service programs that include rehabilitation of houses for seniors.

These programs are administered by nonprofit organizations to provide down payment assistance to new homebuyers.

• American Housing Programs
• AmeriDream - Down Payment Assistance Program
• National Homebuyers Fund
• Partners in Charity

If you are looking for money or resources to prevent foreclosure, the following online resources may be of assistance.

• Fannie Mae - Avoiding Foreclosure
• Florida Housing Coalition - Foreclosure Neighborhood Stabilization Program
• Miami-Dade County Housing Finance Authority - Tips to Avoid Foreclosure
• US HUD Federal Housing Administration - HOPE for Homeowners
• US HUD Federal Housing Administration - Guide to Avoid Foreclosure