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Dental Insurance

You may enroll yourself and your eligible dependents for dental coverage even if you decline the medical coverage.  There are three dental plans available:

Indemnity Standard or Enriched

Select the dentist of your choice. Benefits are payable at various coinsurance levels. A deductible is applied for services other than preventive and diagnostic. Annual maximum reimbursements are:  $1,000 per person for the Standard plan and $1,500 per person for the Enriched plan. The Enriched plan also includes orthodontia.

Prepaid Standard or Enriched

Choose a dentist from a list of participating dentists and receive coverage for a variety of services. Participating dentists are primarily in the South Florida Tri-county area. Most preventive, diagnostic and many other services are provided at no additional cost to members. Some services have fixed co-payments. There are no claim forms, no deductibles and no annual dollar maximum under the prepaid dental programs. The Enriched Prepaid Dental plan provides additional benefits and specialty coverage not covered under the Standard program. No referrals are required to receive covered dental services from participating specialists. Services must be received by a participating provider within the plan’s service area.

If you cannot view PDF Get Acrobat! files, you can download Acrobat Reader  for free from Adobe Systems, Inc. In order to use PDF files, you must have Acrobat installed on your computer.

Back to Top Page Last Edited: Tue Oct 23, 2012 4:43:49 PM
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