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Group Term Life Insurance

If you are like most people, you want to make sure that your loved ones are adequately provided for should something happen to you.

Basic Life

The County provides you with group term life insurance equal to your annual adjusted base salary.

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Plan Features

Benefits are payable for death from any cause to the beneficiaries you name.

  • Beneficiary designations may be updated at any time
    Go directly online to update this important information. The process is easy, secure and will take just a few minutes from any computer, 24/7. The beneficiary website can be accessed through the eNet portal at eNet
  • If death results from accidental injuries, your beneficiary may be eligible to receive Group Accidental Death and Dismemberment Insurance (AD&D) equal to your annual base salary.
  • Dismemberment benefits, up to the same amount as your group term basic life coverage, are payable for loss of hand, foot or sight of eye resulting from an accident. See your policy for plan provisions.
  • Employee must be actively at work for coverage to start
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Basic Life Coverage Enrollment

During the initial benefits eligibility period, new employees will be automatically enrolled in the County-paid basic life insurance coverage, upon enrolling for health or flex benefits using the online New Hire Benefits Enrollment website. Once you submit the online benefits enrollment, you will then be directed to the Online Beneficiary Designation link to list your beneficiary (ies) and complete the process. Both links are on the County's eNet portal and accessible 24/7 from any computer. You can also change your beneficiaries anytime using the eNet.

If you don't enroll for this benefit during your initial eligibility period, you may apply during Open Enrollment. However, at that time, coverage is subject to medical approval and may be denied. Contact your Departmental Personnel Representative or the Benefits Administration Unit at 305-375-4288 or 305-375-5633 for the required paperwork. You must be actively at work for coverage to be effective.

IAFF plan enrollees who change to a County sponsored medical/dental plan during the open enrollment period must complete a Metlife Life Insurance medical statement to be considered for life insurance. Life insurance is subject to medical approval and may be denied. Basic Life Insurance through the IAFF plan will cease as of the open enrollment effective date. 

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Page Last Edited: Wed May 2, 2012 2:22:34 PM
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