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Hurricane Irma

As we continue our recovery and cleanup efforts, please visit the Emergency website for the latest information on openings and closings in Miami-Dade County.

How to Qualify and Apply

Program Highlights and Eligibility Requirements

The HAP is designed to increase the number of first-time home purchases among low-to-moderate-income residents in Miami-Dade County. View the program highlights and eligibility requirements. Spanish Adobe Reader  Creole Adobe Reader

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Income Limits and Maximum Allowable Financing

Homeownership Assistance Program (HAP) maximum income limits and maximum allowable financing. Spanish Adobe Reader Creole Adobe Reader

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Certified Homebuyer Education Providers

Homeownership Assistance Program (HAP/ MMAP-HAP) certified homebuyer education providers list. Adobe Reader

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Contact HAP Approved Mortgage Loan Originator (MLO)

Contact a HAP Approved Mortgage Loan Originator (MLO) to get Pre-Qualified and/or confirm your eligibility to receive HAP funds. Adobe Reader

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Third and final HAP Certification Workshop

Do you serve first-time homebuyers in need of down-payment or closing cost assistance? If yes, register no later than Nov. 20, 2017. The workshop is for Licensed Mortgage Loan Originators (MLOs) and Closing Agents.

The workshop will be Dec. 1, 2017 from 10 a.m. - 4 p.m. at the South Dade Regional Library, 2nd Floor Auditorium.

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Registration is now open for the HAP Certification for Licensed Mortgage Loan Originators (MLOs) and Closing Agents

Workshop attendance is required for MLOs and for Closing Agents. RSVP is required as space is limited. Walk-ins will not be permitted. All registered attendees must provide a copy of the printed ticket at the workshop.

Please note: We do not offer companywide lender certifications. This is for individual MLOs. Closing Agents must maintain a HAP certified individual on staff.

To REALTORS: A decision has been made to conduct the HAP Realtor Certification separately from the HAP Lender / MLO and Closing Agent Certification Workshop. Updates for this will be provided in September 2017.

Due to post Hurricane Irma consideration, the HAP Certification Workshop on Thursday, September 21 is postponed. A new date and location for both September 7 and September 21 workshop will be rescheduled. Updates will be posted by the end of this week.

Those attendees currently registered for either the September 7 or the September 21 workshop will be automatically registered for the new dates. Additional information regarding this will be be provided by email to the currently registered attendees.

Read more about the workshop

  • Thursday, September 7, 2017 - Postponed
    • New date is Thursday, October 5, 2017. *Those who are currently registered for the September 7 workshop are automatically registered for the new date, Thursday, October 5. There is no need to re-register. Location and time will remain the same.*
    • HAP Thanks the Sponsors
  • Thursday, September 21, 2017 - Postponed
    • New date is Friday, October 27, 2017. *Those who are currently registered for the September 21 workshop are automatically registered for the new date, Friday, October 27. There is no need to re-register. Location and time will remain the same.*
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Page Last Edited: Wed Nov 15, 2017 12:45:15 PM
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