Miami-Dade County announces relaunch of Condominium Special Assessment Loan Program

Miami-Dade County Housing and Community Development (HCD) announces the relaunch of the Condominium Special Assessment Loan Program, with approximately $15 million in funding expected to support condominium owners facing the cost of required building repairs.

The program will officially reopen on June 1, 2026, with a new, fully digital application system designed to make the process more efficient, accessible, and user-friendly for residents. This transition from a paper-based system aligns with the County’s broader commitment to invest in technology and enhance service delivery through the Mayor’s WISE305 initiative. 

“This program has been a lifeline for residents, helping thousands of condo owners remain safely in their homes while ensuring their buildings meet critical safety standards,” said Miami-Dade County Mayor Daniella Levine Cava. “By modernizing and strengthening the application process, we are making it easier for residents, especially older adults, to access this important resource with greater efficiency, transparency, and dignity. We are eager to continue expanding the program so even more condo owners can have the security and peace of mind they deserve.”

Program Impact and Enhancements:

To date, the Condominium Special Assessment Loan Program has provided over $55 million in assistance, helping residents address critical repairs and maintain compliance with building recertification requirements.

Building on this impact, the relaunch introduces several key enhancements:

• Modernized Application Process

Applications will be accepted online only through a new, easy-to-navigate platform that allows residents to apply, upload documents, and track their application status in one place.

• Improved Accessibility and Support

The application includes language support features to better serve diverse communities.

• Technical Assistance: 786-469-4100 or email us at: [email protected] (for login issues, document uploads, or platform navigation)
• Program Support: [email protected] (for eligibility, documentation, and application questions)

Application Period and Priority

• The application window will run from June 1st through June 30th, 2026, with applications processed in the order received and priority given to seniors aged 62 and older.

Apply Online

• Residents can create their resident account and submit their application at: www.miamidade.gov/hcdresidentportal, or www.miamidade.gov/hcdresidentportal/condo 

Loan Terms Overview:
• Loans of up to $50,000 per unit
• 0% interest for eligible households with affordable monthly payments
• Income eligibility up to 140% of Area Median Income (AMI)

“The relaunch of this program allows us to enhance how we serve residents while continuing to support the long-term safety and resiliency of our condominium communities,” said Nathan Kogon, AICP, Director of Housing and Community Development.

Why This Matters

The Condominium Special Assessment Loan Program plays a critical role in helping residents:
• Maintain safe and compliant buildings
• Reduce the financial burden of major repairs
• Remain in their homes and communities

Miami-Dade County remains committed to advancing housing stability, public safety, and community resilience through innovative and accessible programs.

For additional information, visit miamidade.gov/housing. Should you have any questions, please email us at [email protected].