As we continue our recovery and cleanup efforts, please visit the Emergency website for the latest information on openings and closings in Miami-Dade County.
You can prevent foreclosure by managing your debt. Contact your lender as soon as you realize you have a problem. You may be able to modify your loan.
Avoid foreclosure prevention companies and don't become a victim of mortgage fraud. Do not lose your house to foreclosure recovery scams and learn the signs of predatory lending.
- Take Action
- National Hotline
- Making Home Affordable
- HopeNow Loans
- HUD-approved Counseling Agencies
- Federal Programs
When foreclosure threatens, get free help. Call the 24/7 hotline – 888-995-HOPE. It's your call.Back to Top
Making Home Affordable
The federal government has many programs that can help you. Learn about your options and get the tools you need.Back to Top
HOPE LoanPort is a web-based tool that streamlines home retention applications on behalf of homeowners at-risk of foreclosure, allowing housing counselors to efficiently transmit completed applications to mortgage companiesBack to Top
HUD-approved Counseling Agencies
The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, recognize your finances and represent you in negotiations with your lender if you need assistance. Find a HUD-approved housing counselor near you by calling 800-569-4287. Contact a HUD-approved Counselor.Back to Top
Federal programs for homeowners who are at risk of foreclosure
Read the summary of federal programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments.Back to Top
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