Apply for low-cost mortgage

First-time homebuyers can get a below-market mortgage rate. This program works with lenders to create a special package of first, second and, if necessary, third mortgages to finance a home you can afford.

The type of home you buy can be a single-family detached home, townhouse, condominium, twin-homes or studio.

Properties purchased under the program must be located in an approved County-funded development.

  • The property must be in an area designated for residential housing.
  • It must be occupied by the mortgagors as their principal residence.
  • It must have an expected economic life of not less than 30 years.
  • You cannot rent the property. 

After you have obtained an executed sales contract, the developer will provide you with contact information for an appointment with one of our finance advisors.

Locations and Hours

Public Housing and Community Development

Michael Liu, Director

Overtown Transit Village North
701 NW 1st Court,
16th Floor
Miami, FL 33136
786-469-4100 | [email protected]

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