Important Message

Through the Department of Public Housing and Community Development (PHCD), Miami-Dade County is soliciting applications for its Workforce Housing Incentive Program (WHIP) to be funded by the County’s General Fund. Applications are being accepted now through April 7. Apply now!

Miami-Dade County HOMES Plan

A historic investment tackling the housing affordability crisis.

The HOMES Plan – the latest component of the Mayor’s multi-year Building Blocks Program – includes a full suite of programs that will provide relief to residents across our community, from extremely low-income households to working families. The plan will provide relief to both homeowners and renters, create more housing people can afford by bringing new units online in the immediate short term and building new units, and preserve and enhance existing affordable housing.

Families across income levels are suffering under the housing and affordability crisis. That’s why the HOMES Plan is a comprehensive approach designed to bring targeted relief and supplement our other housing investments – including our goal of 32,000 units of affordable and workforce housing in financial closing by the end of 2023.

Our Plan

By reinvesting in effective programs to support naturally occurring affordable housing and weatherization for eligible homeowners, we’re working to preserve multifamily rental housing at risk of redevelopment or deterioration and assisting more homeowners to make their homes more energy efficient.

By providing an infusion of direct funding to property owners and builders across the County, we’re protecting existing affordable stock and making it more resilient for the future.

Funding total: $9 million for NOAH and $3 million for weatherization

Naturally Occurring Affordable Housing – funds will be awarded to builders by a competitive process with scoring based on criteria including shovel-readiness and impact. These units will serve residents making $29,250 up to $136,500 for a family of 4*, with a preference for lower-income residents.

Weatherization Assistance Program – These funds will serve homeowners making $29,250 up to $136,500 for a family of 4.

*Based on federal income guidelines.

More Details:
Housing Preservation through NOAH (Naturally Occurring Affordable Housing) Grant Program
Weatherization Assitance Program
Workforce Housing Incentive Program (WHIP)

We’re piloting new and innovative programs to tackle the housing crisis.

Through the WHIP (Workforce Housing Incentive Program), created by legislation sponsored by Commissioner Kionne McGhee, we’re providing local property owners direct incentives to expand the existing supply of available workforce housing, providing immediate relief to renters and eligible homebuyers. We will also provide an additional incentive to landlords who accept Section 8 vouchers.

Funding total: $15 million, including $5 million dedicated for landlords who accept Section 8 vouchers
Who is eligible? These funds will serve families making $29,250 up to $136,500 for a family of 4, with 50% of funds set aside for households making below 110% Area Median Income. Essential workers including police, firefighters, and teachers will be prioritized for this funding.

More details:
Workforce Housing Incentive Program (WHIP) - Unit Conversion

Who is eligible? The unit conversion component of WHIP will work with landlords and unit owners with properties in Miami-Dade County that provide quality affordable and workforce housing to households at 30% - 140% Area Median Income (AMI).

Applications are being accepted online or in person until April 7, 2023, or upon projections as to when program funds are exhausted, whichever comes first. Completed applications will be processed in the order they are received.
- Apply now
More details:
WHIP Unit Conversion
Through the HOMES Plan, we’re supporting struggling homeowners who are behind on their mortgage, homeowners' insurance, HOA fees, and/or utilities payments by providing relief payments of up to $1,500 to thousands of households across Miami-Dade County.

Funding total: $25 million

Who is eligible? These funds will serve families making $29,250 up to $136,500 for a family of 4. Applicants will be asked to demonstrate need such as a statement showing they are behind on mortgage, insurance, HOA fees, and/or utilities, as well as proof of income. We will prioritize families with children under 18, as well as seniors and people with disabilities.

More details:
Mortgage Relief Program
The ERAP program has been a lifeline for families – keeping over 20,000 families in their homes since the start of 2021.

This year, we're doubling down on this successful program by investing additional dollars and expanding income eligibility to help even MORE families in Miami-Dade.

Funding total: $8 million

Who is eligible? These units will serve families making $78,000 up to $136,500 for a family of 4 (an expanded income threshold).

More details:
Expanded Emergency Rental Assistance Program
We’re making strategic investments through the HOMES plan to support new housing projects, securing new units and increasing available supply.

By launching the Development Inflation Adjustment Fund, we can support affordable housing projects delayed due to supply chain issues, where a small infusion of additional capital can help move projects to completion! And we will invest $10 million in the Homeless Trust to fund additional housing to those experiencing homelessness in our community.

Funding total: $15 million for the Development Inflation Adjustment Fund and $10 for the Homeless Trust

Who is eligible? These units will serve families making $29,250 up to $136,500 for a family of 4, as well as those experiencing homelessness.

More details:
Development Inflation Adjustment Fund

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