Infill Housing Homebuyer
The Infill Housing Program's main goal is to increase the availability of affordable homes for very-low, low- and moderate-income families. Every dwelling unit developed through the Infill Housing Program must be sold to a qualified household to be used as their primary residence.
Americans with Disabilities Act (ADA) accessible homes are available through the Infill Housing Program Infill Developers are required to build a minimum of one unit or 5% (whichever is greater) of the total awarded or approved homes it develops for the program.
Steps for Infill Homebuyers
- Complete a homeownership training course through a participating homeownership counseling provider
- Apply to a County-approved lender for a first mortgage to determine your capacity to borrow. Infill home sales prices range up to $205,000 (private lots may be priced up to $215,000)
- Once you are determined to be mortgage-ready and the sales price is affordable, review the Pre-sale List of Infill Lot sites being developed for the Infill Program. Contact the developer listed for more information. A sales contract is a legal document and the homebuyer is advised to have it reviewed by the homebuyer's legal advisor prior to execution. It is not a requirement to be represented by a licensed Florida real estate agent in the purchase of your home; however, you may use the professional services of a real estate agent for the home-buying transaction, and they charge a commission for their services
*As a requirement to qualify for the Infill Housing Program you must all qualify for the Affordable Homeownership Program.
Every home built through the Infill Housing Initiative must be sold to a qualified household at or below the maximum sales price set by the Program. At closing, the buyer is required to execute and record an Affordable Housing Restrictive Covenant, which states the home shall remain affordable for a minimum of 20 years (the "Control Period"); and, that if the owner desires to sell the home prior to the expiration of the "Control Period," the owner must:
- Notify the Infill Housing Program that the home is for sale; and,
- Sell the home to another qualified buyer at or below the maximum sales price as established in the Recorded Affordable Housing Restrictive Covenant
Infill Homes and Locations
Pre-Sale of homes to be built by Infill Developers
List of Infill Homes Locations identifies where infill homes are being developed and the name and contact information for the developer. The list is subject to change. Interested and qualified first-time homebuyers may contact the Infill Developer directly to inquire about the model home being planned for the location listed above. You may enter into a pre-sale contract if you qualify.
Purchasing a home
List of Infill Homes currently for sale.
Hold Harmless Affidavit
Miami-Dade County and its employees, are not responsible for code violations, County liens and citations, and open permits, unless the County agrees to release County liens and citations in accordance with Infill Program Guidelines (Section XV). The County is not responsible for County liens and citations caused by the developer. In addition, The County shall be held harmless for any construction defect found in the home after the sale.
At closing, complete the Hold Harmless Affidavit on the Developer's letterhead. This Affidavit must be completed and executed by the Developer (Seller) and the Buyer (Qualified Household) at closing and returned to the Public Housing and Community Development Department (PHCD), Infill Housing Initiative Program, 701 NW 1 Court, 16th Floor, Miami, FL 33136.
Notice of Sale or Refinance
When the owner or any successor in title shall desire to re-finance, sell, dispose of or otherwise convey the property, the owner shall notify the County, in writing of the owner's intent. Send the "Notice of Sale" to Public Housing and Community Development Department, Infill Housing Program, 701 NW 1 Court, 16th Floor, Miami, FL 33136.
The County shall determine the maximum resale price which the owner may receive for the sale of the property. The resale price shall be calculated by multiplying the original home's resale price multiplier by the current HUD Area Median Income for Miami-Dade County.