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Home / Office of the Mayor / Find out if your small business qualifies for a RISE loan

Find out if your small business qualifies for a RISE loan

May 10, 2023 — Office of the Mayor
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Miami-Dade County is a place of great entrepreneurial spirit and opportunities for continued economic growth. RISE is the fund to support those businesses that historically have had hard times accessing capital and getting the support they need to grow. With RISE, Miami-Dade County will continue to be a leader in successful minority-run businesses, a county of opportunity for all, and a county that prioritizes investing in its small business economy.

To be eligible for a RISE Loan, the following criteria must be satisfied:

Business must:

  • Operate in Miami-Dade County
  • Be in operation for at least two years
  • Have gross sales of less than $5,000,000
  • Have 50 or fewer employees/independent contractors

Owners must:

  • Have a credit score greater than 620
  • Have not had any bankruptcies or foreclosures in the past three years

RISE Loan Fund Impact

As the pandemic spiraled from a public health crisis to an economic one, businesses rushed to apply for federal loans to survive. However, the crisis quickly demonstrated the gaps in Miami-Dade County’s financial ecosystem.

RISE is helping the Miami-Dade community achieve stability and strength to weather future storms. The leadership of South Florida’s community development finance coalition including Citi Foundation, The Miami Foundation, the Dade County Federal Credit Union (DCFCU), Board of County Commissioner and District 5 sponsor Eileen Higgins.

Together, the group developed the RISE (Reinvesting in our Small Business Economy) Miami-Dade Fund (known as RISE) with the express goal of creating an accessible and supportive process to quickly get loans into the hands of Miami-Dade County’s micro and small business owners. 

  • View the report
Apply for a small business loan

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